Is a Passbook entry considered a receipt for a savings account? Wachovia bank tells me it isn't.? - passbook account
Yesterday I was booking a deposit into an account Savige. Never a receipt at the entrance of the brochure. The cashier told me that the previous post was wrong. He took the pen and entered an amount for the work was $ 400.00 less. When she protested, saying the book is nothing more than a glorified typewriter, without a receipt, there is nothing I can do. Before you contact the Department of State Bank of New Jersey, everyone knows what is the law about this situation?
Passbook Account Is A Passbook Entry Considered A Receipt For A Savings Account? Wachovia Bank Tells Me It Isn't.?
3 comments:
It was a cash contribution? If there is a check or money order, it is clear that this could bring about the canceled check for the correct amount. Good luck. One might think that the stamp on the card, replacing the bank would be as good as a receipt, but not quite sure. Exhibited in fact, I do not know yet passbooks.
I worked for a major competitor of Wachovia for 4 years and this is what I propose.
Ask them to print your previous activities / instructions. Take a Highlited or pencil and put a little sign on the paper and brochure that match exactly (how much and what it does). For example, you can find a deposit of $ 400 days of it in his statement and in his notebook, put a check mark next to two entries.
Now you can see which elements (if any) are highlighted in the statement referred to below and the information that is controlled in the brochure. If so, who will show you what happened. If not, then the mathematics in the book was bad because all display elements in the declaration, and mathematics is there for you.
So if you find something is not the statement in your book, then there is something that the narrator does not register correctly in your portfolio, if the balance is off, but the balance is correct. If the entry is displayed in both places, but for the wrong amount, provided the amount is fair orNo explanation, that all goes well, the narrator simply does not register correctly on the booklet to.
If something in a book that is not in the statement (as in his example, $ 400 deposit), then something is not properly treated, and we must give the bank details. Enry them the date and amount and these are, as of the electronic journals can stamp (which could be something else there, but it is a tracker on your computer system for recording all cash and cash equivalents) every day in order to to see how it is treated, not perhaps at the checkout enter it right or later canceled because he / she thinks they made a mistake, but never accounted for approximately. In any case, see the teller supervisor in a position for themselves and find out. So make sure you talk to the same industry that has the deposit itself has been made in particular, an increase of other magazine industry.
In summary, to obtain a copy of your account activityment check all items found on paper and the book (make a copy of your book and there are points when you) make additional points in his book. If the missing objects or objects with the right amount of evil appear in the declaration, then there is the exception in the book and provided that the balances are now in agreement, you're good. If the statement is false, you have to go further.
Hope this helps. E-mail if you have any questions, in 4 years, not just a couple of new controls that had not been able to bring a client into compliance.
In all the years that I know, a book-entry is created only as a current account. You can send a receipt, but even then, if the reception is bad, you can correct the error in the bank and debts.
It's like I get a picture on the ATM areceipt told me to save $ 500 if I $ 50. If you submitted copies of invoices) (cash, check or have covered, there is nothing to prove.
Always a printed receipt from the bank, not just what the fund wrote in his book.
Sorry
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